Digital Identity You Can Trust
One API gives you access to a network of mobile intelligence
The Zumigo platform leverages real-time mobile carrier and authoritative third-party information for day-zero account origination identity verification and continuous verification. Businesses are presented with trust scores based on fraud and risk indicators so that they can decide on the appropriate action to be taken with the consumer.
Zumigo Products
Zumigo Assure
Identity
Zumigo Assure Identity verifies identity using PII associated with the consumer.
- Obtains real-time insight from mobile carriers and authoritative third-party data providers
- Detects subscriber information including associated secondary accounts
Zumigo Assure Risk Assessment
Zumigo Assure Risk Assessment brings together real-time insight to the consumer’s digital identity for a holistic score to represent the risk associated with the consumer.
- Provides score on whether the phone can be trusted; and the risk of the consumer interaction
- Detects the swapping of SIM cards and port out events
- Assesses risks relating to call forwarding and account takeover attacks
- Provides score on whether the email can be trusted and its validity
- Detects inbound spoofed voice calls and blocks outbound spoofed voice calls to enterprise customers
Zumigo Assure Authentication
Zumigo Assure Authentication provides day-zero sign-up and sign-in consumer authentication.
- Verifies phone number via silent authentication
- Delivers OTPs to consumers to ensure possession of the phone, via SMS, SMS link, voice OTP, and QR code
- Ensures strong authentication via cryptographic SDK and enables a frictionless, passwordless experience
- Transfers the authenticated and verified trust from phone to the desktop/laptop/tablet
Zumigo
DeRiskify
Zumigo deRiskify protects e-commerce merchants from fraud, eliminates chargebacks, and streamlines customer experience.
- Assesses validity of orders by verifying customer identity and payment card details
- Improves the consumer sign-up/sign-in experience with secure passwordless access
- Reduces checkout friction by automatically filling customer shipping and billing information
- Provides fraud-related insights to purchases and transactions
- Authenticates phone possession by sending a verification link via SMS
- Verifies landline phone number by making an outbound call
Zumigo Monitoring
Services
Zumigo Monitoring Services proactively detects phone number risk based on status changes, and sends alerts.
- Provides daily updates on risk profile changes on consumer’s phone number, including deactivated, ported, swapped numbers and call forwarding
- Provides real-time call-back API alerts for risk profile changes, or FTP batch update files at select frequency
Zumigo Assure
Radius
Zumigo Assure Radius detects a user's mobile or computing device's IP location.
- Obtains on-demand mobile and IP network location of the consumer’s mobile phone or computing device; OR
- Uses mobile app-based location
Simple API Connection
Businesses can connect to Zumigo platform via simple API connection. The Identity Service API features the following:
- The connection is secured with HTTPS and multiple authentication methods
- Requests are sent via JSON, with fast real-time responses received
- One single API supports multiple requested data elements
- Access to a scalable platform with high TPS support
Figure 1: Simple API connection gives access to Zumigo platform
The Zumigo approach allows enterprises to protect business and users from fraudulent activities. Trusted by some of the largest enterprises, Zumigo brings the following benefits:
Access to an ecosystem of mobile verification sources with a simple API integration
Zumigo integrates with global carrier providers, and third-party financial data analytics and databases to provide layers of verification. The platform can be integrated via API to your existing architecture so you don’t have to integrate with each provider.
Flexibility to customize the verification according to situation
Zumigo offers a menu of mobile verification options to choose from so that you can choose the validation that matters most to your business and use case.
Catch fraudulent activities before processing the transaction
Zumigo provides a risk score on the validity of the transactions. With this score, businesses can refuse to fulfill a high-risk transaction.
Improve user experience
Zumigo works in the background to verify the user’s identity. Not only does it not impact user experience, it also improves it by pre-filling the forms with relevant personal data.
Partners
